MM Insurance

Permanent insurance is your solution if you need insurance coverage for your family when you pass away. There are three types : Term to 100, Whole Life and Universal Life. You can pay premium for 10 or 20 years and have the insurance for a lifetime. Also there are saving components or cash values connected with whole and universal insurance.

No medical life insurance is a kind of life insurance policy that you can buy without having to undergo a medical examination. Many people prefer this kind of life insurance because it's easier and less time-consuming to get, and because it's an option if you have a pre-existing condition.

No medical life insurance is often more expensive than standard life insurance, because insurance companies have less information to evaluate your health, and because people who are in good health tend to opt for standard life insurance policies.There are two main types of no medical life insurance: simplified issue life insurance and guaranteed issue life insurance.

MM insurance specializes in employee benefits for non-profits; we understand the differences in the operation. Most non-profits have a board of directors; we will help you through the process. There are insurance companies and Third Party administrators who specialize in non-profits; we know who they are to give you the best recommendations.

Hospital bills, prescription drugs and other medical expenses can add up quickly while in Canada and being out of pocket for these cost can be a large burden. Having protection and coverage for these unforeseen events, can provide peace of mind and potentially save you thousands of dollars in medical bills.

If you are self employed, retired or your company does not have an employee benefit package, individual health and dental insurance may be right for you. Individual health and dental are similar to employee benefit packages. They can include the following : Health- prescriptions, extended health, travel and vision.