Brant Mutual Insurance
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Brant Mutual Insurance
Brant Mutual Insurance Company is 100% owned by its policyholders. Since we are a Mutual company, we do not have any shareholders. If you are a policyholder then you are an EQUAL owner and you elect our Board of Directors. Financial stability is essential for Ontario Insurance companies. We only write business in Ontario and we are well insulated from the risk situations around the globe.

We are part of the Ontario Mutuals Guarantee Fund. The unique Guarantee Fund is the pooled resources of more than 40 Ontario Mutual Insurance Companies all of which have, like us, been serving Policyholders for well over 100 years and have a surplus close to $800 million. Brant Mutual offers its trusted insurance products through our team of in-house account executives as well as independent brokerages.
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Our company is very proud of our long and storied heritage in Brant County. Being woven into the fabric of the community has been key to our success and growth over the past 153 years. When we were first founded, we insured rural risks, but now we are a full-lines rural-urban, regional insurer.

Following our philosophy of 'Neighbour Helping Neighbour' we provide a helping hand on a daily basis to our fellow community members through charitable contributions.When you put your trust in Brant Mutual Insurance Company you become part of an organization that has been meeting the general insurance needs of this community for the past 153 years.
Transparency is incredibly important at Brant. Our doors are open for clients and guests to visit and find out about the company. Since our policyholders own our company, we feel it's of paramount importance for our financial results to be available in an easy to access fashion. See below for our company's financial reports by year.
Brant Mutual Insurance Company is committed to providing customers with exceptional service. If you are not satisfied with the service you have received, we encourage you to give us your feedback through the following Complaint Handling Protocol. We want to ensure that your concerns are handled fairly and efficiently.
When the unexpected happens you want to know that your insurance company will be there for you in your time of need. Whether it is an auto accident, home break-in, or any other type of emergency we will be there for you; no matter what and at the moment you need us. We take pride in offering you around the clock claims service.
Whether you are a potential new client with questions about coverage or already a valued policy holder, there is someone available to help you. Our fully-accessible head office is conveniently located in Brantford, in the heart of Southern Ontario. We are proud to be part of this thriving city and invite you to come in and meet us.
Reviews (9)
Roger Lambert
Roger Lambert
Oct 28, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Tim Sogan was extremely professional and got us a great product. He answered my call and had all the answers we needed. I highly recommend Tim to anyone looking for an honest broker
Catherine Rice
Catherine Rice
Oct 31, 2019
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These guys take their sweet time responding to anything. Terrible overall experience, not to mention you can find better pricing elsewhere. Happy to have moved to a different company and the difference in customer service is unreal. You don't know how bad it is until you're with a good company. Would never recommend Brant Mutual Insurance.
Maxam Fitness
Maxam Fitness
Oct 28, 2019
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Well where to begin. I have had three policies with Brant Mutual for over twenty years. I just experienced my first claim, and now they are cancelling my policy. As this company is board driven, I have a right to attend a meeting, and they will not even call me back on the time or the place. As the previous person noted, the ombusperson at Brant Mutual did not even know whom their governing agent was. When I called her on it, she said she made a mistake. I have been in business for thirty five years and now they have put a reg flag on my business being high risk.
One claim in over twenty years
Susan Reznik
Susan Reznik
Aug 12, 2019
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Can't post without a star rating and I wouldn't even give them a one if I didn't have to.
So I've been having issues with the Agent and I've decided to shop around. I found a better rate and a more reputable known company. I was with Brant Mutual for several years and have always had issues with the competency of the Agent. After reading the reviews here on Google, thank goodness I have never had to make a claim.
LOL, I had to call my agent to ask where my renewal was for the upcoming year. Had I not called her, I don't know when I would have received it. It came in the mail on the Monday after
Nate Bot
Nate Bot
Jan 02, 2019
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Criminals, I don't believe they are real insurance providers... Had a flood in my basement, fought tooth and nail for them to pay claim, they never did, when I said I was going to ombudsman they cancelled my policy and pretend they don't even know me, now I'm going through the small claims court to sue them. Beware!
Kelsey Johnson
Kelsey Johnson
Sep 26, 2018
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I have been with Brant Mutual for over 10 years and recently put my first claim through. I was very pleased with the service they provided. It was handled quickly, efficiently and with the upmost professionalism. I would highly recommend insuring your home through them.
Laura Roberts
Laura Roberts
Sep 12, 2018
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Brant mutual has been excellent to deal with. Always polite and quick to get back to me. I like that they are a local mutual. I see them out at events all time doing great work in the community.
Brenda S.
Brenda S.
Aug 08, 2018
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Terrible customer service, don't even think they are a real business. Take your business somewhere else Brant County! So unprofessional and left me with a very uneasy feeling when I realized I gave them all of my personal information. The review with 5 stars from "Tina"... Yeah, she works there and review is NOT valid. It should be taken down so this business will be a 1 star, 0 if it was an option.
Andrew Davis
Andrew Davis
Nov 09, 2017
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Not good company to deal with. Not enough experience in the office and lack people skills. Expect to get a headache if anything is "suddenly changed" by their underwriters who deem things inspected to be void because they dont like something and expect you to cover the inspection costs for their request anytime they choose to. Expensive compared to their competitors. Go find another company - you can thank me later.