At Irwin & Billings Insurance, we work for you, not an insurance company. We can do this because we are an independent brokerage, not part of a chain and not owned by any insurers. This leaves us free to select the best coverage and prices for you from the multiple companies we choose to represent.
Our goal is, quite simply, to provide you with the best coverage and the best service for the best possible rate. We also help you review your coverage and potential risks to determine the different options available so you can decide which coverage suits you best. If you ever have to make a claim, we'll be here to ensure that it is handled quickly and settled fairly.
Our goal is, quite simply, to provide you with the best coverage and the best service for the best possible rate. We also help you review your coverage and potential risks to determine the different options available so you can decide which coverage suits you best. If you ever have to make a claim, we'll be here to ensure that it is handled quickly and settled fairly.
Services
Since 1906, Irwin & Billings has been meeting diverse commercial and personal insurance needs on the North Shore, in the Lower Mainland and throughout British Columbia. We're a family business locally owned and operated by a North Shore resident. At Irwin & Billings, we know our business, we know our clients and we take pride in our freedom to truly offer you independent advice and efficient service.
In 1906, the North Shore entered the modern age: streetcars began rolling up & down the streets, electricity and telephone service arrived, and Irwin & Billings opened their original office at the foot of Lonsdale. Founded by W.J. Irwin, Irwin & Billings was the first local office to offer personal and commercial insurance to the fledging community on the Burrard Inlet.
Home insurance protects your home and personal property against losses caused by perils such as Fire, Smoke Damage, Wind, Water Damage, Theft/Vandalism and other losses covered under your Home Insurance policy. Home Insurance may be required if you have a mortgage on your home or a line of credit against your home.
In the event of a total loss, your Strata Insurance policy would provide the coverage to rebuild your condo building EXACTLY as it was before, however any betterments or improvements you or any previous owner have done would be covered under your own Condominium policy. Condominium Deductible Assessment: Coverage is provided for you if your strata corporation makes an assessment for part of their deductible.
When you purchase a condominium, you are buying your unit as well as a portion of the structure, amenities and facilities of the whole building or complex. Condominium insurance allows you to protect your own home and also provides coverage for your liability as a joint owner of the common areas.
If you choose to rent it to a third party, your condo insurance policy provides coverage for your contents, additional living expenses, liability, loss assessment, betterments and improvements, contingent premises liability and loss of rental income.Upgrades are covered under better and improvements coverage up to a certain limit.
If you choose to rent it to a third party, your condo insurance policy provides coverage for your contents, additional living expenses, liability, loss assessment, betterments and improvements, contingent premises liability and loss of rental income.Upgrades are covered under better and improvements coverage up to a certain limit.
Reviews (9)
Shawn Serdar
Aug 14, 2021
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Craig Forest
Jun 14, 2021
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Jasmin Young
Mar 19, 2021
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Frank Sommers
Jan 06, 2021
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Arthur Davies
Aug 18, 2020
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Luboso D.
Aug 03, 2020
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Their door is locked with sign on the door to call or email them with your credit card number. They don't want to see you, only your money.
If you can only pay with debit card, they are willing to slide the payment terminal through the mail slot on the door; as long as they don't need to meet you. Real people's people...
If you can only pay with debit card, they are willing to slide the payment terminal through the mail slot on the door; as long as they don't need to meet you. Real people's people...
IDCGeoffrey Greenall
Sep 11, 2019
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Cayman Martin
Oct 20, 2018
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The most helpful and informative staff one can imagine when dealing with auto insurance,. The staff are able to answer questions about ICBC and the ICBC policies in the most professional and informed way - an extra big "thank you" and "thumbs-up" to Dancia - always able to make sure my numerous vehicles are looked after, no matter how complex the matter - and even answering the phone before business hours - what a super star. I would not go anywhere else!
Grant Taylor
Sep 11, 2018
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Maybe nice, but lies about coverage, BEWARE
Called them as wife started driving, very short distance to work so asked what difference in premium for that one car. Told just have basic with ICBC (I KNOW) and just tell Belaire Insurance and they will take care of with ICBC... 2 days later got change form from Belaire and called to see if I need to advise ICBC or did they...NO must change rating at ICBC as well... 2 calls to ICBC direct and verified, yes must change rating at BROKER...Yes this firm who I was very clear, asked twice... WOW... would not have been covered. WATCH OUT someone there does
Called them as wife started driving, very short distance to work so asked what difference in premium for that one car. Told just have basic with ICBC (I KNOW) and just tell Belaire Insurance and they will take care of with ICBC... 2 days later got change form from Belaire and called to see if I need to advise ICBC or did they...NO must change rating at ICBC as well... 2 calls to ICBC direct and verified, yes must change rating at BROKER...Yes this firm who I was very clear, asked twice... WOW... would not have been covered. WATCH OUT someone there does
