ZMC - Zenith Mortgage & Capital Corporation (O/A ZMC Mortgage) was Incorporated in 2002. The Brokerage has focused on being a boutique brokerage concentrating primarily in residential mortgages throughout the Province of Ontario. Each agent is licensed with the Financial Services Regulatory Authority (FSRA) and receives in-house training by ZMC Mortgage.
All agents are required to hold a membership in good standing with Mortgage Professionals Canada (MPC). Ongoing training is provided to keep all agents current with compliance in brokerage policies & procedures. Although the primary focus is for residential mortgages, ZMC Mortgage does have a commercial department that handles financing for business purposes.
All agents are required to hold a membership in good standing with Mortgage Professionals Canada (MPC). Ongoing training is provided to keep all agents current with compliance in brokerage policies & procedures. Although the primary focus is for residential mortgages, ZMC Mortgage does have a commercial department that handles financing for business purposes.
Services
We have information to help you through this process which includes guides and calculators to give you more information on the incentives that the government offers. Ability to build equity in a safe and secure investment. Potential for rental income. There are lending solutions for the self-employed borrower.
Line of Credit Insurance, Loan Insurance and Credit Balance Insurance are 3 different types of insurance for financing, that offer peace of mind. We have your debts covered! You need Travel Insurance that can protect you and your family of unexpected financial consequences, due to health events. You need this when travelling outside your home province.
To qualify for a mortgage the lender will want a minimum of two years Notice of Assessment (NOA). If you need personal taxes as an employee, if you are self-employed (BFS) or if you run your own business, we have the means to bring all these types of tax returns up to date so you can apply for a mortgage and submit an up-to-date NOA with your application.
The legal contract a purchaser and a seller go into. We recommend that you have your offer prepared by a professional realtor that has the knowledge and experience to satisfactorily protect you with the most suitable clauses and conditions. The number of years it takes to repay the entire amount of financing based on a set of fixed payments.
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