Whether you are a first time home buyer or upgrading in the very active real-estate market, I can help with the mortgage pre-qualification and offer my advice as a Mortgage Broker, not a banker. At a bank you will be dealing with an employee of the bank, interested in maximizing the profit of the bank.
You will be offered a small selection of products that they have and that's it. A Mortgage Broker will always present you with multiple mortgage options from various lenders and will find you the best rate at best conditions. Best of all, you don't have to worry about paying me. In most cases I will be compensated by the lender.
You will be offered a small selection of products that they have and that's it. A Mortgage Broker will always present you with multiple mortgage options from various lenders and will find you the best rate at best conditions. Best of all, you don't have to worry about paying me. In most cases I will be compensated by the lender.
Services
MortgagesLab has been delivering the best rate for thousands of satisfied clients for nearly a decade. At MortgagesLab, we have no commitment to any one lender or product; we recommend what is in the best interest of our clients. We rely on referrals and your repeat business so we have a vested interest in exceeding our client's best expectations.
If you're looking to buy your first home, or you're remortgaging your house and want to get the best deal possible; speaking to a mortgage broker is the smartest decision you can make. Let's not beat around the bush: mortgages are stressful. Horribly so. You find yourself going from one lender to the next, worrying that you'll get rejected or that you could potentially make a mistake that costs you thousands of dollars over your lifetime.
Whether you are a first time home buyer or upgrading in the market, my team and I will be able to help you with the mortgage pre-qualification and pre-approval. We will offer advice as a mortgage broker, and not a bank employee. Our service is comprehensive and we work together with you to find the best mortgage solution for you and your family.
Although Reverse Mortgages have received a tainted reputation based on the practices of our neighbours south of the border, the Canadian implementation is very different. First of all you are keeping the title to your home and secondly you get to stay in your home until you are running out of retirement.
A private mortgage is an unconventional way to access funds based on equity lending, thus tapping into your accumulated equity of your home. This is a short term solution only and requires careful planning and a predefined exit strategy on how to pay back the privately acquired funds. Every so often life deals us cards that are not fair.
Reviews (10)
Jodi Spink
Jul 12, 2021
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I don't have the words to express the appreciation I have for all your assistance with my financing situation.
You went above and beyond to assist me every step of the way. Your knowledge is worth more than a trip to the moon.
In life we are sometimes to be blessed to meet guardian angels and you are/were mine.
You went above and beyond to assist me every step of the way. Your knowledge is worth more than a trip to the moon.
In life we are sometimes to be blessed to meet guardian angels and you are/were mine.
Zaien Kareem
Jun 22, 2021
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Brenlea Smith
Jun 17, 2021
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Franz Gerber is an incredibly professional, experienced and hands on broker. We felt the utmost trust in him to complete our first mortgage experience and we will only go to him moving forward for any continued mortgage needs. We highly recommend Franz to anyone in search of the best broker around!
Congratulations on closing for our friends, I really appreciate It. You are one of a kind at your work! I will continue to recommend Franz to anyone looking for a mortgage professional!
Congratulations on closing for our friends, I really appreciate It. You are one of a kind at your work! I will continue to recommend Franz to anyone looking for a mortgage professional!
Rae Kruger
May 11, 2021
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Franz helped us through the process of purchasing our first ever home. In a situation so new and confusing, he made sure to explain each step clearly and was always happy to reiterate any portion of the process requiring further clarification. He made us feel like he was on the journey with us, and never failed to make us smile with his enthusiasm and character. I highly recommend his services.
Mohit
Apr 30, 2021
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Kaya Kruse
Sep 13, 2020
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Franz is amazing and we are extremely happy to have found him. Thanks to Franz we got our mortgage for a piece of land in Canada. For non-residents this can be a very challenging and Franz went out of is way to make it happen. You can tell he really cares about his clients. We always felt in goods hands throughout the whole process. What could you wish more for when it comes to big dreams and decisions in your life. Thanks a million, Franz!
Ashley Errington
Aug 26, 2020
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Heather Roy
Jan 19, 2019
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My husband and I have done many real estate deals in the past 28 years with other brokers but recently have had the privilege to work with Franz on a couple of transactions. The biggest thing we noticed that was different with Franz, was his attention to our individual needs, and constant desire to better our financial position. He has a very kind and helpful nature which made it a pleasure to do business with him. We absolutely plan to continue with his services in the future, and look forward to the wealth of advice he shares with others around him.
Blossom De Vera
Dec 24, 2018
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I have worked with a couple of mortgage brokers and I am so grateful that I was referred to Franz. He is honest, hard working, full of knowledge and a passionate mentor and investor. You just want to pick his brains. =) He is patient, listens to your needs while helping you achieve your optimal financial position. It has been a pleasure working with Franz and an asset to my team. Franz takes the time and effort and goes over my different scenarios and creatively provides financial strategies that saves me thousands of dollars in the long term while putting you at ease. Thank you, Franz. I truly
Lynda Easler
Jun 09, 2018
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My husband and I feel very blessed to have been referred to Franz. He is such a wealth of knowledge, very patient, hardworking and reliable. He truly cares about his clients. He explained the process to us and guided us every step of the way. We felt very comfortable at the first meeting and he put us at ease. We are truly grateful for his support. I would highly recommend him 110 % to anyone who is looking for mortgage broker. It is a privilege to work with him
