Burquitlam is a connected neighbourhood, with ample amenities at your doorstep, including shopping malls, parks, as well as the historic Vancouver Golf Club. It's a perfect blend of urban sophistication and idyllic green space - making this a truly convenient urban lifestyle. There's no question that the real estate market in British Columbia has been white-hot over the last year.
City Wide Mortgage Services is a Vancouver mortgage broker that provides complete financing and mortgage services for residential and small commercial properties. Our mission is to find you the best financing package for a mortgage any Vancouver broker could offer. City Wide Mortgage Services can present you with a wide variety of features and rates from Canada's top lenders so it's simple to find a mortgage that fits your requirements exactly.
City Wide Mortgage Services is a Vancouver mortgage broker that provides complete financing and mortgage services for residential and small commercial properties. Our mission is to find you the best financing package for a mortgage any Vancouver broker could offer. City Wide Mortgage Services can present you with a wide variety of features and rates from Canada's top lenders so it's simple to find a mortgage that fits your requirements exactly.
Services
City Wide Mortgage Services started as City Wide Financial Corporation in 1995 founded by Thomas Phillips and Shaun Zipursky. A third partner, Wayne Mah, joined them in 1999. Rowan Smith and Dara Fahy became partners of the firm in 2012. In 2004, City Wide Financial Corporation joined The Mortgage Centre, in 2013 it became part of the Dominion Lending Centres network, and in 2020 it became an independent brokerage.
At City Wide Mortgage Services, one of the most highly recommended mortgage brokers Vancouver has to offer, we believe that there is no such thing as a one-size-fits-all solution to house buying. Hence, we've gathered the following information on buying a home to help you find the answers to your biggest real estate questions.
Equity financing is the granting of a mortgage based on the strong savings and credit history of an applicant. If you have a lower income, are self-employed, but have a good savings and credit history, equity financing is a good choice for you. Often, traditional lenders may reject individuals with lower incomes, but in equity financing, the savings and credit history can compensate for lower incomes.
You may be dissatisfied with the service of your current bank or brokerage, so you would like to have your mortgage with another bank or brokerage. For the majority of clients with traditional qualified mortgages there would be no charge to you by us for our services, as the new lender would be paying us a commission fee for bringing them a new client.
A second mortgage is an additional loan taken out by the borrower secured by real estate. From the borrower's point of view, it is very similar to the first mortgage on the same piece of real estate. The second mortgage sits in second position behind the first and is second in priority. With the loan being secured by real estate, the interest rate is generally lower than those charged through personal unsecured loans or credit cards.
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