HMT Mortgage Architects
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Refinancing your existing mortgage can be one of the most effective ways to access equity in your home for a variety of reasons. We understand business owners because we're business owners as well. We offer a long list of lenders that have a variety of excellent mortgage options for self-employed Canadians like yourself.

Just because you are a new immigrant does not mean that you have to wait to purchase a home. With our experience in banking and finance we can help you find the best rates for your mortgage needs. Many years working in the banking and finance industry has given us a great network of contacts that we use to find the best mortgage products and solutions.
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Thank you for considering our mortgage planning services, where objective advice and great rates are just the beginning. As both Managing Partner and Founder of Home Mortgage Team, Chris Mckerrow brings over 18 years of Mortgage lending experience to his clients. Specializing in new home financing, construction mortgages, investment properties and mortgage refinancing.
We believe that every customer deserves the best care and service when purchasing or refinancing the home of their dreams. We're here to serve your mortgage needs and have what it takes to make a difference in your next mortgage transaction.

With access to over 50 of Canada's Top Lending institutions, we can place all types of mortgages including purchases, refinances, equity takeouts, debt consolidations, renewals and mortgages for self employed.Call us today and get a free quote and overview of current market conditions affecting the mortgage market!
I have just settled into my new home, and I could not be happier. And this would not have happened without Chris McKerrow's guidance and support. This is my first home and Chris was able to navigate the many programs available for first time home buyers.

He is completely in his clients corner - traversing the mortgage landscape with a keen and savvy eye, Chris always provided sound judgement, a highly professional demeanor and a personal grit that ensured he not only met expectations, but far exceeded them.I am truly blessed to have met Chris, and had his help in securing a mortgage for my first - forever - home.
Given the vast number of mortgage products and options available today, shopping for a mortgage sometimes can be overwhelming and confusing for consumers. I will provide you with a comprehensive source of information and expert advice that will help you build a mortgage blueprint that fits your financial needs and long term financing goals.
Buying a home is an exciting time! You're about to take a big step so you'll definitely need some advice from a mortgage professional. We'll give you the facts your bank won't tell you about financing your next purchase. With access to multiple lenders, we'll help you find the best rates and best mortgage options to help you buy your dream home.
Reviews (9)
Riggz
Riggz
Jan 23, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Michelle was absolutely AMAZING!!! She went above and beyond to assist us in anyway she could as first time home buyers. Her advice was outstanding and she made us feel unbelievably comfortable throughout the entire process. We strongly recommend Michelle if you are looking for a Mortgage or even a renewal. Thanks again Michelle!!
Rob Wind
Rob Wind
Jan 03, 2021
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My wife and I recently moved to Calgary from another province. Chris and Michelle were both highly recommended by friends of ours that had used their services in the past. They made our transition to Calgary effortless! Neither one of us has much experience when it comes to mortgages and Chris and Michelle are an unbelievable wealth of knowledge when it comes to financing a home. They took the time to explain our options and answered any questions we had in terms we could understand. Best of all they got us a great rate! You cannot go wrong with Home Mortgage Team Mortgage Architects!
Patrick Wilson
Patrick Wilson
Dec 21, 2020
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Highly recommend. Chris Mckerrow really spent a lot of time with us and did tremendous job - thanks Chris!
Josh Hannaberry
Josh Hannaberry
Nov 11, 2020
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Positive: Professionalism, Quality, Responsiveness, Value
Chris did an incredible job from start to finish while assisting my wife and I with the mortgage for our new home. I highly recommend working with Chris!
Jess Brandley
Jess Brandley
Oct 13, 2020
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Positive: Professionalism, Quality, Responsiveness, Value
Chris is very knowledgeable and great to work with. I refer him to all my family and friends. If you looking for a mortgage broker, he's your guy!
Adam F.
Adam F.
Aug 23, 2020
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Michelle and her team are great to work with and find ways to make seemingly impossible deals work!
Mb Hundi
Mb Hundi
Aug 14, 2020
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In really life people do waist their valuable time collecting stones instead of diamonds. Working with Michelle Holden from Mortgage Architects was a miracle solution to own my first home stress free. Recommended by my realtor agent, Michelle was able to get my family in a new home in a lapse of time. Michelle is knowledgeable, hard working and carering mortgage broker. Open to various financial institutions, lenders and banks, Michelle will find out what best suits your needs no matter your financial situation. I highly recommend Michelle to any one who want to own a home.
Hubert .
Gabriel Awotunde
Gabriel Awotunde
Aug 08, 2020
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If you are looking for a broker that will break things down for you and be real with you, then please contact Chris. He has an in-depth wealth of knowledge regarding financing for your home, he takes time to explain things to you, he treats you with respect , he is very honest. We have known Chris for over 5 years and I will continue to recommend him.
Doug Houssin
Doug Houssin
Aug 06, 2020
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If you need a mortgage, this is the place that WILL get it done for you! I have dealt with Chris & Michelle and the Home Mortgage Team on multiple properties and the transactions have always run smooth and efficiently. They are well connected with the best realtors, lawyers and banks in town. Save yourself a lot of trouble and just go to them first. The best mortgage rate is not important if the mortgage broker/bank can't get it for you. Highly Recommended!