Three Point Capital Corp. is a private Canadian non-bank mortgage lender providing residential mortgage financing solutions to borrowers in marketable urban communities in British Columbia, Alberta, Manitoba and Ontario. Working through the professional mortgage broker channel, we provide mortgage financing for borrowers who have the capacity to repay and significant equity in real estate but do not qualify for institutional financing.
Canada's limited number of financial institutions and their tightening in policy regarding their own mortgage lending has created an opportunity to service a growing segment of the mortgage market. We aim to generate a strong monthly dividend for our shareholders by providing mortgages to qualified borrowers that cannot be placed with financial institutions but represent an acceptable level of underwriting risk.
Canada's limited number of financial institutions and their tightening in policy regarding their own mortgage lending has created an opportunity to service a growing segment of the mortgage market. We aim to generate a strong monthly dividend for our shareholders by providing mortgages to qualified borrowers that cannot be placed with financial institutions but represent an acceptable level of underwriting risk.
Services
The Management Company of ThreePoint Capital is proud to be a contributing member of our local and national community. Staff have the chance to volunteer for things that matter to them personally and are offered a day off from work once a year to go out and make a difference to what matters to them.
As an alternative, MIC mortgage lender, we focus on being a good business partner to our mortgage broker community and work diligently to find creative solutions for their clients who don't qualify for a mortgage at traditional financial institutions. Our unique "uDrive" program allows mortgage brokers and their clients to adjust both the rate and fee to suit the needs of each borrower.
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