I love what I do, because for years I have been able to help my clients live a better life. I make it my personal mission to get them their dream home or simply reduce their monthly debts. Ongoing service dealing with the lender on behalf of the client even after the mortgage funds.
Take a look at all the latest news from the mortgage industry - special rates, federal government rule changes, qualification updates, property transfer tax rules, reverse mortgages, and much more.Candice and I want to thank you so much for all your hard work throughout the whole process of buying our first home.
Take a look at all the latest news from the mortgage industry - special rates, federal government rule changes, qualification updates, property transfer tax rules, reverse mortgages, and much more.Candice and I want to thank you so much for all your hard work throughout the whole process of buying our first home.
Services
I love what I do, because for years I have been able to help my clients live a better life. I make it my personal mission to get them their dream home or simply reduce their monthly debts. I went to school for finance in Victoria and have been working in the finance industry over 10 years. I married Magnus Scheibel who immigrated to Canada from Germany 12 years ago, and is now the successful owner of Castello Custom Woodworking and Cabinetry.
Complete this secure, no cost, online mortgage application and you will hear from Michelle the next business day to start your approval process!. Once your application is received, Michelle will be in touch by the next business day to discuss the approval process and the best rate options available for you.
My initial meeting with any 1st timer is based around educating them on the process and any programs they are eligible for to save money. We do a credit review followed up by a pre qualification of what they can get approved for. No costs involved for seeing a mortgage broker! Consolidating debt into your mortgage can be a great way to reduce your overall monthly payments.
In most cases mortgage brokers are paid directly from the lender they place the mortgage with, so it actually doesn't cost the client anything. The only time you may run into having to pay a fee is if the mortgage broker is getting a mortgage through a private lender, as they do not pay brokers. A mortgage broker has access to a variety of lenders, vs a bank can only offer their own products.
Reviews (8)
John Bates
Nov 11, 2021
Report
Joseph Soloway
Feb 28, 2021
Report
Michelle has been an absolute professional when helping me purchase a home. There was a lot of paperwork to handle and she guided us through all of it, with a smile. She always responded to emails and calls, made sure we were up to date on everything, and did all of the heavy lifting for us. She was outstanding, and I'd be more than happy to recommend her to anyone I know.
Kristi Field
Feb 07, 2021
Report
Working with Michelle was the easiest choice we made when buying our home. She was knowledgeable beyond comparison, responded promptly to all of our questions and made the process of buying our home, which otherwise can be very stressful, as easy as it could have been. You can not go wrong when you choose Michelle to help you in your home buying or mortgage journey. She was fantastic and I would absolutely recommend her services.
Jennalyn Christopherson
Sep 22, 2020
Report
Michelle was so helpful in the process of purchasing our first home! She was always communicative, prepared, and professional. We bought a couple of months into the pandemic, so instead of meeting in person we talked on the phone or on zoom calls. This did not diminish the quality of service at all and she was always able to answer any questions we had with a very quick response. Plus, her experience in the industry meant we got a fantastic rate! Thanks for your help Michelle :) Looking forward to working with you again.
Nicole Huard
Nov 30, 2019
Report
Michelle was fantastic to work with! As first time home buyers, she was incredibly patient and took the time to explain things to us very clearly. She was always available to us to answer questions or meet with us according to our schedules. We really appreciated the work she did, and felt that she found us a fantastic deal on our mortgage. Michelle, thanks for your hard work, personable approach and for keeping us organized!
Kay Mac
Nov 18, 2019
Report
Cthaggy
Aug 31, 2019
Report
Mika Rempel
Aug 11, 2019
Report