Insurance for your home, cottage, condominium, rental property, including marine and watercraft coverage. Insurance for poultry, grain, dairy, equine, hog and hobby farm operations, including rural homes with acreage. Specialized insurance coverage for contractors, offices, retail, churches, residential rentals and home-based businesses.
Through sound financial risk management practices, the Board of Directors monitors and ensures the Company is financially secure to enhance growth, sustain inflation, and most importantly, meet the liabilities the Company incurs through losses. When these measures are obtained, combined with the results of a successful year, the Board of Directors may declare a refund of premiums to its qualifying members.
Through sound financial risk management practices, the Board of Directors monitors and ensures the Company is financially secure to enhance growth, sustain inflation, and most importantly, meet the liabilities the Company incurs through losses. When these measures are obtained, combined with the results of a successful year, the Board of Directors may declare a refund of premiums to its qualifying members.
Services
As an Ontario Mutual, we believe in being there for our neighbors and lending a hand when it matters most. We believe in building better and stronger communities. We believe that our small company can provide better service. We invest in local sports teams, events, community projects, and other things that we hold dear.
For over 125 years, our purpose has been simple and clear: Ayr Farmers Mutual exists for our Policyholders. We were created out of the need to protect our communities from devastating losses caused by fire. Our values guide our actions, as they have since 1893. Our knowledgeable and caring team members have helped thousands of people find peace of mind by aligning our Policyholders with products and services created to meet their insurance needs.
We were created out of a necessity to serve our community. A small group of farmers believed in helping each other protect against devastating fire losses. That time-honoured tradition of neighbour helping neighbour was envisioned 125 years ago and the same values remain today. We are passionate about building strong, safe communities and will continue to do so for years to come.
Reviews (14)
Imabong Akpan
Jan 23, 2022
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You are one in a million, best among many, most trusted, I almost gave up on trading then I met through a friend, Allen martha the most trusted trading expert who helped the life of my family and I, I also recommended her to my friends and family member who also have become financially successful thanks to you ma'am, I have lost a lot but you gave… me hope and faith that forex and binary trade could help, and you proved it when I invested just $500 and earned $7,000 in just a week, since then it has been profit after profit all week, I am arguing the entire public to invest and be financially
Karri Montgomery
Jan 19, 2022
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Positive: Quality, Responsiveness
We are new customers to Ayr, and unfortunately needed to make a major claim. Our broker Kyle has been nothing but awesome in being available as a touch point for us, and our claims person has been very helpful and is always fast to respond. Very happy with our experience with them.
We are new customers to Ayr, and unfortunately needed to make a major claim. Our broker Kyle has been nothing but awesome in being available as a touch point for us, and our claims person has been very helpful and is always fast to respond. Very happy with our experience with them.
Aaron Gorlick
Nov 21, 2021
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I missed a quarterly payment when my wife’s disability demanding more of my time for my 3 small children. Martin was always kind and helpful, but unfortunately the company he works for doesn’t recognize people with disabilities and their families as needing special consideration on occasion.
Then my father passed away, and I assisted on his death bed, further distracted from the finances. The money was in the bank! I just didn’t think of paying it with everything else on my mind.
Does Ayr Mutual care? No. They cancelled my insurance policy, on a century home. It will be very difficult to
Then my father passed away, and I assisted on his death bed, further distracted from the finances. The money was in the bank! I just didn’t think of paying it with everything else on my mind.
Does Ayr Mutual care? No. They cancelled my insurance policy, on a century home. It will be very difficult to
Steph Vanderburgt
Aug 28, 2021
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Kyle Thompson
Aug 20, 2021
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Pat Babineau
Apr 29, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Been dealing with Neil for over 20 years now..... He is an awesome broker he makes it feel like a friend is helping you not just some big insurance company. Fast responses to any questions and concerns we have and any changes in our policies are quick and painless. Thanks again
Been dealing with Neil for over 20 years now..... He is an awesome broker he makes it feel like a friend is helping you not just some big insurance company. Fast responses to any questions and concerns we have and any changes in our policies are quick and painless. Thanks again
Sheila Scott
Oct 29, 2020
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Dan Claus-Nesbitt
Aug 24, 2020
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Scott Alischer
Mar 01, 2020
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Peggy Connor-La Vigne
Feb 27, 2020
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Ashley Smith
Jul 22, 2019
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The best thing I ever did was switch my car and home insurance to AFM! We've never, ever been given a reason to have a negative word to say about them. Unfortunately, that also includes two claims. One on our home, as well as one accident in our brand new van. Very prompt, professional and friendly. They go so far above and beyond as well.
Jenny Kender
Jul 19, 2019
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Ashley Rose
Jun 10, 2019
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Can not recommend Ayr Farmers enough! Switched to them when a friend of mine gave me their info, and I am so thankful I did. Got incredible rates, everyone I've ever talked to is so friendly, and even if you have to make a claim, they are still incredible to deal with! Unfortunately dealing with this right now as I was in an accident on Friday and… they have made everything so incredibly easy. Specifically Hannah and Derek M - not at all anything against anyone else, those are just the people I've been dealing with throughout this. Another point worth mentioning and worth a ton of praise
Kristy Perrin
Jun 21, 2018
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