I have over fifteen years of extensive experience in Mortgage financing. I offer various mortgage products - First and Second Mortgages, Refinancing, Construction Loans, Commercial Loans, Equity Lines of Credit, etc. As a Senior Team Leader in the brokerage, I provide training and guidance to the new agents.
I have been the Top Producer of the brokerage for several years. I actively liaise with Institutional Lenders - including Banks, Credit Unions, Trust Companies as well as Private Lenders. I perform personalized structuring of Mortgage Applications as per insurer/lender guidelines and client's needs.
I have been the Top Producer of the brokerage for several years. I actively liaise with Institutional Lenders - including Banks, Credit Unions, Trust Companies as well as Private Lenders. I perform personalized structuring of Mortgage Applications as per insurer/lender guidelines and client's needs.
Services
Mortgage Brokers are independent, trained professionals licensed to represent and provide you with the best advice for your mortgage needs. A Mortgage Broker's primary expertise is locating funding for mortgage financing. They know where the best rates can be found. What's more, they have the knowledge required to present a proposal for financing to lenders in the best way possible to successfully obtain mortgage financing.
Buying a home is an exciting time! You're about to take a big step so you'll definitely need some advice from a mortgage professional. We'll give you the facts your bank won't tell you about financing your next purchase. With access to multiple lenders, we'll help you find the best rates and best mortgage options to help you buy your dream home.
When it comes to mortgages, it hasn't always paid to be self-employed - because reducing your taxable income can make it difficult to qualify for the mortgage you deserve. We understand business owners because we're business owners as well! What's better, we have a long list of institutional and private lenders that offer excellent mortgage options for self-employed Canadians.
Just because you are a new immigrant does not mean that you have to wait to purchase a home. If you have been in Canada for less than three years, have landed immigrant status, and have been employed in Canada for a minimum of three months, you can qualify for a mortgage. The documents you will need include a letter from your employer, a recent pay stub, and 12 months verifiable bank statements from a recognized financial institution.
Investment properties - particularly smaller, residential real estate - are now accessible to many average Canadians. And as any homeowner will confirm, real estate has been one of the most attractive investment categories in Canada for the past decade.
If you're considering an investment in real estate, start by having a conversation with an experienced Mortgage Broker, to explore some of the innovative new options and great rates available today.
If you're considering an investment in real estate, start by having a conversation with an experienced Mortgage Broker, to explore some of the innovative new options and great rates available today.
Reviews (10)
Saroj Malkar
Jan 28, 2022
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Jennifer Mathias
Dec 16, 2021
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Vaibhavi Pathak
Dec 15, 2021
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Umesh Joshi
Jul 13, 2021
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Satinder Singh
May 14, 2021
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Bindu Johal & her team are simply the BEST for home mortgages and refinancing!!
I have utilized their services on more than one occasion and have always found them to be prompt, professional and above all else friendly!!
If you are looking for mortgage or re-financing services, call them. Highly recommended.
I have utilized their services on more than one occasion and have always found them to be prompt, professional and above all else friendly!!
If you are looking for mortgage or re-financing services, call them. Highly recommended.
Tejvir Saini
Apr 30, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
We were reffered to Bindu mam by a family friend. After our first meeting we decided to go with her and it was one of best decisions we made. She answered our questions very patiently. And guided us through the process seamlessly. Her professional conduct is commendable.
We were reffered to Bindu mam by a family friend. After our first meeting we decided to go with her and it was one of best decisions we made. She answered our questions very patiently. And guided us through the process seamlessly. Her professional conduct is commendable.
Fahid Malik
Feb 13, 2021
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My Wife and I have worked with Bindu over the last 7 years to obtain mortgage approvals on a couple of residential properties. More recently, we worked with Bindu to secure an investment property and the financing around this was more complex in nature. We have always found Bindu to be diligent in terms of her attention to detail, proactive in her communication and most importantly maintains integrity in her work. Thank you, Bindu!
Sandip Nagra
Dec 05, 2020
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Dansonjas Rai
Jun 30, 2020
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I would recommend Bindu for any mortgage needs. She is very honest, trustworthy, hardworking, and has a knowledge of products and services banks and other lenders provide. She is compassionate to take care of her clients. The professional delivery she provides will help any client an ease to get the mortgage they qualify for. Thank you Bindu for providing superior service in helping my wife and I get the mortgage we needed. Definitely you will be the first one on the list to get our mortgages done in the near future!
Jaswant Kullar
Jun 13, 2020
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