Term/Mart Insurance Agency Ltd. has been specializing in Corporate and Individually-owned Life Insurance and Professional Disability and Critical Illness Products for over 25 years. Our primary objective is to understand the needs of each individual client and provide the most suitable and competitively priced insurance products available.
Whether you are considering life insurance to provide for a loved one or charity, cover estate taxes, replace mortgage insurance, or provide benefits should you become ill or disabled, Term/Mart Insurance Agency Ltd.
Whether you are considering life insurance to provide for a loved one or charity, cover estate taxes, replace mortgage insurance, or provide benefits should you become ill or disabled, Term/Mart Insurance Agency Ltd.
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Carl Eppstadt has been providing independent financial and insurance advice and solutions in the Ottawa and surrounding areas since 1978. He is the president of Term/Mart Insurance Agency Ltd., a Chartered Life Underwriter (CLU), a Chartered Financial Consultant (CH.F.C), a Certified Financial Planner (CFP) and a Certified Hedge Fund Specialist (CHFS).
As the name implies, Term Insurance is meant to provide temporary coverage for a certain term or period of time. It is the most basic and most affordable form of life insurance and is well suited to meet high, short-term needs at a low initial cost. The most commonly purchased policies are Term 10 or Term 20 where the premiums remain level for the first 10 or 20 years respectively.
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