Together as one large nonprofit buying group, we get the best insurer expense factors for all our partners. That means big savings, even for small and midsized organizations. We're a nonprofit ourselves, so we charge minimal commissions, much lower than our competitors. We pass those savings directly on to you and even redistribute surplus funds when available.
You use the savings to benefit your employees and make our communities a better place through your awesome nonprofit work.
You use the savings to benefit your employees and make our communities a better place through your awesome nonprofit work.
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Like you, we are a nonprofit who works hard for our cause and our cause is you. We believe nonprofits like yours deserve to save money and provide great group benefits to their employees. Through our nonprofit group buying model, we can offer you the best insurer expense factors to make that possible.
This is precisely where our not for profit model is different because we put our best pricing foot forward all the time - not just at the time of sale. We don't buy business with artificially low rates. Instead, we let our model drive the savings through the combination of exceptionally low plan expenses and by removing all profit, padding and margin in our quoted rates.
We care about offering easy, trustworthy, and consistently affordable employee benefits to nonprofits. Our relationship with OJTBF has resulted in significant savings because of their not for profit operating model, and individual agencies like Creighton have benefitted from being included in a larger pool of similar organizations.
We make it easier and more affordable for non-profits like yours to offer employee benefits. And we know what you're looking for, because we are a nonprofit ourselves. Contact us today. Small and mid-sized nonprofits often struggle to find affordable benefits for their staff. Through OJTBF, your nonprofit is pooled with other organizations in the public sector to negotiate the best rates and plan design for you.
All of our Health plans include a Pay Direct Drug Card, which allow for claims to be adjudicated real-time by the pharmacist. Dental claims can also be submitted electronically directly by your dental office. You only pay what isn't covered under your plan! Any other expenses for items such as Vision Care, Health Practitioners, Orthotics/Orthopedic shoes etc. can be submitted online with a scanned receipt through the Plan Member site.
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