Rala Investments Ltd - Bad Credit Mortgage Broker, Private Lending & Refinancing Specialist - was founded in 1996 with a clear goal: to provide a real estate finance partner that is both trustworthy and resourceful. We stand out from other mortgage brokers because our final charge is tied to the quality of the loan deal we secure for our customers.
Our services range from bad credit mortgages, real estate refinancing to private lending. So if you're looking for a home equity loan but can't get approval from your bank, we are the people to speak to. We strive to ensure that every deal we make is as empowering and effortless as possible.
Our services range from bad credit mortgages, real estate refinancing to private lending. So if you're looking for a home equity loan but can't get approval from your bank, we are the people to speak to. We strive to ensure that every deal we make is as empowering and effortless as possible.
Services
Please do not hesitate to contact us by phone to discuss your situation. Rala Investments Ltd. provides first, second and third mortgages on all types of properties anywhere in British Columbia. We also arrange mortgages on partial interests in property. For a no obligation consultation, please call us today!
Your ability to secure a traditional mortgage or any other kind of loan depends on your credit history. If you have a bad credit history, you are going to find it difficult to secure a mortgage or loan. But there are options for people with bad credit.
Unlocking the equity in your home, for instance, or offering a down payment on closing costs, can enable people who have been rejected by other traditional lending institutes to secure a bad credit mortgage.There are a number things you can do if you are interested in applying for a bad credit mortgage or bad credit loan.
Unlocking the equity in your home, for instance, or offering a down payment on closing costs, can enable people who have been rejected by other traditional lending institutes to secure a bad credit mortgage.There are a number things you can do if you are interested in applying for a bad credit mortgage or bad credit loan.
If you haven't paid off your mortgage by the time you have reached the end of your repayment schedule, you will have to renew your mortgage. This will present you with two opportunities. It will allow you to assess the terms of your current mortgage repayment package, and it will allow you to renegotiate the terms of that package.
Home equity loans are really straightforward. They provide you with a mortgage based on the value of the property you own. They are often the easiest kinds of loans to qualify for. However, if you have very a poor credit history, you may find mainstream lenders are reluctant to lend to you, out of fear that you won't be able to service your debt.
A second mortgage is a loan you take out against the value of your home on top of your first mortgage. One of the benefits of a second mortgage is that it enables you to access the equity in your home, the market value of which may have increased significantly since you initially purchased it. There are a couple of advantages to having a second mortgage.
Reviews (9)
Ward Lily
Jan 08, 2022
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Allan provided exceptional service and support and successfully obtained a private mortgage loan for me. We all know nowadays looking for a private mortgage can be a very stressful process. A lot of mortgage brokers are looking out for their own best interest, instead of their clients. I did not see that in Allan. He will go above and beyond for you. Highly recommend it to anyone planning on getting a private mortgage loan.
Griffiths Charlie
Oct 24, 2021
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Gloria Baker
Oct 22, 2021
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Rala Investments is a great company with a hardworking salesperson and hands-on owner. Allan and Vik were incredibly helpful and informative throughout the private mortgage process. They made themselves available for questions and I'm incredibly grateful that they made the process of my private mortgage loan not intimidating at all. They were patient and explained all of the steps needed for the private mortgage loan which I truly appreciated. I now have a go-to private mortgage company. Keep up the great work!
Alphonso Stackhouse
Oct 15, 2021
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The best private mortgage lender. Allan did an amazing job of getting us a great rate on our private mortgage loan. He went out of his way to answer all of my questions and make me feel comfortable when I was stressed about the situation. All had great communication with us during the entire process and made it all very easy. I highly recommend using Rala Investments for getting your private mortgage loan, and will definitely hire them again as my private mortgage lender. Thanks, Allan!
Robert Bowers
Sep 09, 2021
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This is the second time I've worked with a private mortgage lender.
Allan and Vik at Rala Investments are amazing! In Real Estate, moving on a deal quickly can mean the difference in whether you get it or miss out on it. I'm very glad I went with them for private mortgage needs. Their speed, efficiency, knowledge, and experience are some of the great assets they bring to the table. If you're on the fence about what company to go with for private mortgage needs. I'll make it easy for you and tell you to stop and pick Rala Investments as your private mortgage lender. Highly recommended!
Allan and Vik at Rala Investments are amazing! In Real Estate, moving on a deal quickly can mean the difference in whether you get it or miss out on it. I'm very glad I went with them for private mortgage needs. Their speed, efficiency, knowledge, and experience are some of the great assets they bring to the table. If you're on the fence about what company to go with for private mortgage needs. I'll make it easy for you and tell you to stop and pick Rala Investments as your private mortgage lender. Highly recommended!
Susan Cox
Aug 21, 2021
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Working with Rala Investment was a breeze. The best private mortgage lender ever. They made our private mortgage approval easy and stress-free. I have never experienced working with a private mortgage lender that cares the way they care. Vik and Alan were prompt, professional, very caring throughout the entire private mortgage process, and patiently guided us through the paperwork submission process.
Casey Armstead
Aug 20, 2021
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I had the pleasure of working with Allan and Vik at Rala Investments Ltd. recently for a bad credit mortgage. I'm extremely happy that I found a bad credit mortgage broker who's transparent, informative, and always available. They were straightforward and told us the possibilities upfront. Getting help from them as a bad credit mortgage broker was just a breeze because there were no surprises and no changes in rates, prices, etc., I would recommend their services to anyone needing a bad credit mortgage because I am very satisfied with their service. Thank you, Allan and Vik, at Rala Investments
Jason Dean
Aug 01, 2021
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John Jones
Jul 29, 2021
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Positive: Professionalism, Quality
Allan was really prompt in organizing and sorting out my private mortgage loan. He was able to find a good rate for my private mortgage loan. He was really supportive and understood what exactly I needed. It was really a pleasant experience to work with him. I definitely recommend Rala Investments!
Allan was really prompt in organizing and sorting out my private mortgage loan. He was able to find a good rate for my private mortgage loan. He was really supportive and understood what exactly I needed. It was really a pleasant experience to work with him. I definitely recommend Rala Investments!
