If you don't know where to start or what to do next and want to speak with someone - you can get your questions answered on a call, Whatsapp voice notes, or simple SMS - you choose. If you have shopped around but aren't satisfied and want a rate quote and some costs scenarios broken down, you can get in touch or apply in under one minute and get your results emailed to you.
The goal is to save and even make money by getting access to your ideal property with the best mortgage plan. You'll find out that rate isn't the only factor as we strike a balance with affording more, lowering monthly mortgage costs, minimizing penalty risk, and paying the mortgage off faster (or slower).
The goal is to save and even make money by getting access to your ideal property with the best mortgage plan. You'll find out that rate isn't the only factor as we strike a balance with affording more, lowering monthly mortgage costs, minimizing penalty risk, and paying the mortgage off faster (or slower).
Services
Paul's parents immigrated the family from Mexico City to Vancouver with the best of intentions but a flawed financial strategy. By not being afraid of debt and taking a moment to have someone run the numbers for them, they would have been $2M-$5M wealthier today. Like Paul's grandparents told his parents, "debt is bad" and you should limit your mortgage obligations.
Mortgage brokers simply offer more mortgage products, better rates, and superior customer service and trusted advice. We work with 50+ lenders across Canada, many of which are non-bank lenders and are considered the hidden gems of the mortgage world.
These lenders have more favourable policies around being flexible with credit scores, allowing more rental income from your place to maximize what they lend you, and simply offering far lower rates that typically lead to $40,000 in savings!
These lenders have more favourable policies around being flexible with credit scores, allowing more rental income from your place to maximize what they lend you, and simply offering far lower rates that typically lead to $40,000 in savings!
Reviews (11)
Chris Legault
Dec 23, 2021
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J. Malo
Nov 23, 2021
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Paul helped me out when I needed to refinance my mortgage. My previous mortgage lender was useless and reacted versus being proactive. Paul is the definition of being proactive. Not only did he get me a better rate, but he educated me on understanding mortgages and renewals in a very dummied-down way that I personally must recommend, especially for First-Time Home Buyers. Paul is a must to have in your corner to not only get you an attractive rate but to be a guiding light as you go through the process and post-approval. He offers tips, classes, and seminars which lets me know that not only can
Anja Aird
Nov 03, 2021
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Brett Karp
Oct 22, 2021
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Our dream has been to own a cabin to retreat to from city life and Paul was a great sounding board to understand how to craft a plan to make it happen! The bank was generally useless in helping me understand the fine print and the nuances of qualifying for our cabin. Paul helped us figure out ideal down payment, amortization, and how to qualify the right rental income to afford what we needed - highly recommend him.
Nicolas Kerebel
Sep 03, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Very responsive, detail-oriented and professional. Big emphasis on education to make sure that we knew the ins and outs of the different products and could make the best decision. Paul also managed to get us a very competitive rate - our lawyer was even surprised by how low it was. Highly recommend!
Very responsive, detail-oriented and professional. Big emphasis on education to make sure that we knew the ins and outs of the different products and could make the best decision. Paul also managed to get us a very competitive rate - our lawyer was even surprised by how low it was. Highly recommend!
Patience Nyoka
Aug 30, 2021
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I am so impressed by Paul and his team. They are so professional and the service I received from them I could not have gotten anywhere else. Paul takes the time to educate you instead of just sending you docmentation to sign and as a first time home buyer, I really needed that. I loved the fact that he always made time to answer my questions and give me an update on my application. I will not be doing business with anyone else because of the service I received from them. I highly recommend Paul if you want your mortgage process to be easy and stress free. I almost wish there was on option to give
Alison Ferguson
Aug 27, 2021
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Paul was absolutely fantastic in helping us get the best rate for our new home purchase, along with making the process very smooth and painless. I'm a first time home buyer and this journey was completely new to me, so I greatly appreciated all the tools, resources and one on one counselling (not to mention patience!) he provided to help with education at the same time. Would 100% use Paul again in the future.
Tiffany Jagodich
Aug 23, 2021
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Paul was the second mortgage broker I spoke with and I cannot express enough gratitude for his work and guidance during my home buying journey. He is more than timely with responses, works hard to find the right lender, and ensures you are well informed. He is very trustworthy and knowledgeable about the industry. Review indeed sounds too good to be true, but I am 6 months out from buying my place and still believe this to be true!
Elsy Aguirre
Aug 20, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Paul has excellent customer service, working with him was a fantastic experience even through the pandemic. Paul provided us fast and efficient service. We won't hesitate to recommend him and we will use his service in a short time again. Thank you Paul, you were so nice to deal with. Elsy.
Paul has excellent customer service, working with him was a fantastic experience even through the pandemic. Paul provided us fast and efficient service. We won't hesitate to recommend him and we will use his service in a short time again. Thank you Paul, you were so nice to deal with. Elsy.
Deepika
Jul 30, 2021
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We recently secured a mortgage through Level Up Mortgages. It was a good experience working with Paul.
The entire process was completed electronically, which was so convenient for us. He got us the best rate from the financer we were looking for, and faster than expected. He kept us informed about each step and was prompt to our questions and concerns.
Thank you so much Paul, cheers to you.
The entire process was completed electronically, which was so convenient for us. He got us the best rate from the financer we were looking for, and faster than expected. He kept us informed about each step and was prompt to our questions and concerns.
Thank you so much Paul, cheers to you.
Natasha D.
Dec 20, 2020
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My husband and I just bought our first place and we knew nothing about mortgages or the types of questions to ask and we were just listening to the banks and by chance Paul was my husband's friend who heard we were in the process of buying and let us know about Level Up Mortgages.
Wow the service was night and day from the big banks where I had to pry information out and we compared their rates to the very end and we got an unheard of rate through Level up. Paul was so responsive to us and thorough in education us and answering all our silly questions and I actually felt like I knew what
Wow the service was night and day from the big banks where I had to pry information out and we compared their rates to the very end and we got an unheard of rate through Level up. Paul was so responsive to us and thorough in education us and answering all our silly questions and I actually felt like I knew what
