LRM Insurance
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Protect yourself, family & business with solutions that cover your biggest risks and that provide lump sums and/or streams of income when you need them most. Grow more of your wealth sheltered from taxation and pass your wealth tax free to the next generation or charity of your choice.

Chad J. Larmond is the founding principal who created Larmond Risk Management Insurance Inc. to ensure that his clients receive the professional expertise and guidance required to properly protect everything that they have worked so hard to build.Chad believes that insurance planning plays an integral role within a properly structured financial plan.
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Chad began his insurance career in 2003 with the largest disability insurer in North America (UnumProvident) which then became part of RBC Insurance. He spent 8 years there specializing in group and individual living benefits. The experience that he has gained from working with some of the top advisors in Canada along with his experience as an Independent Insurance Advisor has proved invaluable.
It's my pleasure to write a testimonial for Larmond Risk Management. I have dealt with Chad Larmond quite a bit over the last year both professionally and personally. He led the introduction of a great LTD program for our Senior Executive Team at work and everyone was very impressed with his knowledge, openness and overall professionalism.
Reviews (10)
Jan Padzik
Jan Padzik
Nov 03, 2021
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Chad and Mitz were very helpful in assisting me in finding and purchasing life and disability insurance that fit my situation. Chad was very professional and took the time to explain every step of the process without pressuring me into purchasing coverage I did not want. Also, as someone who is younger and at an early stage of my career, I sometimes find financial professionals to be condescending as they assume I have little knowledge of personal financial topics. Chad explained everything along the way and made me feel respected as a customer. I would definitely refer any one of my friends and
Cassia Del Grande
Cassia Del Grande
Oct 17, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Chad was very professional and kind as he helped us navigate through our options. We felt confident in his advice and appreciated his detailed explanations that put us at ease. Chad made the whole process very enjoyable! Mitz was also very helpful! We would recommend LRM insurance again and again.
Steve Rigo
Steve Rigo
Mar 30, 2021
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Chad and Mitz made our process so seamless. Very informative, very supportive and just genuinely nice honest people. I would recommend their service to anyone. Happy and thankful for their support!
Jason Paquette
Jason Paquette
Mar 29, 2021
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I am fortunate to have been recommended LRM Insurance for my family's policy needs. Every interaction with Chad and Mitz was both professional and personable with great attention to detail. Chad's knowledge and guidance put me at ease throughout the entire process, ensuring that my questions and concerns were thoroughly addressed. I would highly recommend LRM Insurance
Derek Smith
Derek Smith
Nov 19, 2020
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Chad is very experienced and knowledgeable and was able to outline a variety of options to suit our family's situation. Mitz was also very responsive and ensured the paperwork stayed on track. We would highly recommend LRM Insurance.
Marco Curcio
Marco Curcio
Jul 26, 2020
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Chad was super helpful! The same goes for Mitz! We were able to get the coverage we wanted at the price we could afford. They're both quick to respond and I will recommend them to anyone I know who has insurance needs. Thanks from Christina and I!
Jam Ghaffari
Jam Ghaffari
Jul 25, 2020
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Both Chad and Mitz were very helpful and informative. I look forward to doing more business with you and would definitely recommend you to family and friends. At no point we felt that our questions and concerns were being brushed off and not given any importance.
Keep up the fantastic work!!
Amita Bajwa
Amita Bajwa
Jun 18, 2019
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Chad and Mitz have been amazing. They listen to my needs and brought me multiple recommendations that would fulfill my requirements. After moving forward on life insurance, my experience was so good that I moved all health aspects of insurance to LRM Insurance. I would recommend anyone looking for an honest, straight forward, and easy to deal with insurance agency to reach out to LRM.
Lorne Marr
Lorne Marr
Dec 24, 2018
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I've been in the life insurance industry since 1993 and have met a lot of good and not so good insurance brokers. Chad is definitely one of the good ones. He is efficient and reliable and has a knowledge base matched by very few in the insurance industry.
Hassan Sohail
Hassan Sohail
Aug 28, 2018
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Working with Chad and his team at LRM Insurance was an absolute pleasure. Chad's knowledge, thoroughness, and professionalism made the experience quick and simple. I would highly recommend LRM Insurance to anyone looking to protect their family's future!