Merit Insurance Brokers
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Merit Insurance Brokers
Merit Insurance Brokers is an independent Ontario insurance brokerage, providing a full range of home insurance, auto insurance, business, and commercial insurance, life insurance, travel insurance, and group insurance services. Merit provides customized policies and insurance packages to clients across Ontario, with offices in Toronto and Waterdown.

Your Merit broker will work for you, and shop around for the best rates, negotiating on your behalf and delivering coverage to help you meet your long-term insurance goals. Get instant mobile access to your insurance policy, vehicle information and coverages, get your pink card, submit a claim on the scene, and make change requests.
Services
Merit has been helping clients reduce their risk and manage their insurance costs for 40 years. Ask us how we can help protect your lifestyle and hard-earned assets with proper coverage that reflects your unique insurance needs. Your Merit broker understands that insurance is personal, and you are not just a name on a policy.
Our team of insurance professionals are here to evaluate your insurance needs and shop around for the best possible coverage with consistently competitive premiums. Whether you're contacting us for the first time, or have held a policy with Merit for many years, our dedicated brokers and support staff welcome your emails and insurance inquiries.
A career with Merit is a rewarding and challenging experience. We are a strongly referral-based business, dedicated to providing excellent customer service to our clients. If you are an insurance professional or are seeking a career in our field, we invite you to send your resume to welcome@merit-insurance.com and join the Merit family.
Merit has strong roots in our communities. We are proud to support the work and efforts of many of our local organizations by way of sponsorships or donations. These are the groups we have supported in our communities. Giving back is part of the Merit culture. We aim to inspire others to give back too, by donating time, funds, or other resources to groups that do good work and may need assistance in making their missions heard.
For fast, secure on-the-go access to your online accounts, or to make a quick claim on the road. The MyMerit app gives you instant mobile access to your Merit Insurance policies, vehicle information and coverages, pink insurance card, and account information anytime, no matter where you are. Even if you're roadside at the scene of an accident, our mobile app will easily guide you through the steps to start a claim on the spot.
Reviews (10)
Dee Lee
Dee Lee
Jan 13, 2022
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I was using a broker before who was dreadful. Only returned phone calls when I'd call the supervisor to complain. I looked around and saw the reviews for Merit and took a chance. So glad I did! My agent (the utterly delightful Edward Rifol) actually picks up his phone whenever I call and responds immediately to emails. They keep in touch and even send a notice when there's bad weather coming to my area. Highly recommend this refreshing, hands-on company.
Barbara Pope
Barbara Pope
Jan 03, 2022
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Positive: Quality
Whenever I contact the office I get a quick response and a follow-up to make sure the situation has been resolved.
Marina Waddingham
Marina Waddingham
Oct 11, 2021
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I have been with Merit Insurance for almost 20 years. My agent is very good at staying in touch and making the changes I have required over the years, quickly. I have had 1 claim when someone hit my parked car {it was good in that he left his info on my car window} The claim was dealt with quickly and repaired by a great auto repair place that they recomended. Everything was done quickly, smoothly, and with great care. As long as I am driving I will remain with Merit Insurance.
Suzanne J. Orr
Suzanne J. Orr
Oct 11, 2021
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We've been cutomers of Merit Ins. Brokers for quite a few years. Cmmercial Policy dealing with broker, Kathleen Magisano.Great Service.
2020 - Didnt know what wsa happening cos of COVID-19 & closures everywhere in the commercial world. Inadvertently made mistakes with our coverage but Kathleen smoothed everything out. Because we lost at least half our business she even went to bat for our company by getting us a lower rate.
2021 - Still happy with her services. Had a problem with client compliance, had no problems getting in touch with her at the 11th hour, WITH lots of back up from her collegues
Fonseca Family
Fonseca Family
Apr 01, 2021
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We’ve been dealing with Insurance Brokers for many years. However dealing with our Broker, Mary Jane Rivera exceeded our expectations!! Mary Jane is not just beauty. She’s brains as well. Our family is so grateful for our broker Mary Jane Rivera and Merit Insurance! Thanks for providing us with all our insurance needs. Auto and Condo insurance ratesvery competitive and we again are, thankful 🙏
Mary Vecchio
Mary Vecchio
Jul 05, 2020
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I have been with Merit Insurance Brokers for over 25 years. I have never had any issues with my broker. They have always responded to my email or phone call in a very timely manner and are always helpful. I would highly recommend Merit Insurance Brokers Inc.
Todd Presswood
Todd Presswood
Jan 14, 2020
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I've used Merit for many years. They are professionals: understand my needs well, offer appropriate level of coverage as well as options with explanation, great customer service, reasonable prices.
Unfortunately I've had a few claims over the years.
Glad I found Merit because they are miles ahead of 'mainstream' insurance companies. (I had a claim with a direct to consumer sinsurance company once that I'd never deal with again) Merit's advice and support (and excellent claims process) made those tough situations much easier to navigate. Highly recommend them!
Keith Davidson
Keith Davidson
Nov 27, 2019
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Merit has been my broker for as long as I can remember, I could not imagine being with anyone else. there dedication and keen sense of urgency is above all others. thank you Maria for always taking such great care of me. you and your team are the best.
Shawn Fraser
Shawn Fraser
Jul 07, 2019
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We have been with Merit Insurance Brokers for over 13 years. We have sent many new clients to them and will continue to do so. If you are looking for customer service that is a cut above the rest contact Merit Insurance. You wont be disappointed, we havent been.
Terry Nason TSquared Marketing
Terry Nason TSquared Marketing
Jan 29, 2019
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Working with the Merit team has been a dream. I have found great service hard to come by in the insurance industry, everyone tells you they will deliver personalized attention but it is often not the case. Working with Merit team has proven that there is still great customer service along with competitive pricing for all your insurance needs. Thank you for professionalism and quality products/services.
A special shout out to Carolyn Vickers!