Birchwood Credit Solutions
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Birchwood Credit Solutions
All vehicle makes, models and years are eligible. Vehicle demand is at an all-time high, so we want to buy yours. We're taking all vehicle makes, models and years and we'll get you into something newer and more reliable. Use our Car Loan Calculator to estimate your monthly payments so you can budget for the car you want.

Most lenders may be reluctant to approve customers with a credit score under 500. At Birchwood Credit, we look at your entire financial situation, not just your credit score. The average credit score in Canada is around 650. Having average credit should open up more lending opportunities. A credit score of 660 or above is considered good and lenders will typically view these customers as low-risk borrowers.
Services
With four Birchwood Credit dealerships throughout Winnipeg, we're able to service customers located across of the city. To connect with one of our Finance Managers, you can either visit us in person, by email or phone. Applying for a car loan shouldn't be stressful. We only ask for the information we need and finishing your application takes less than three minutes.
The Birchwood Automotive Group is the largest network of car dealerships in Winnipeg, Manitoba. You can choose from our inventory of new and used cars, trucks, SUVs and vans. Getting started is easy. Tell us what type of vehicle you're looking for, your contact and employment details, and from there we can start working on getting you approved.
At Birchwood Credit Solutions, we provide our own in-house auto financing in Winnipeg. In-house financing is a type of seller financing where a firm provides a loan to their customers directly. In-house financing eliminates the firm's reliance on the financial sector by providing the customer with funds to complete a transaction.
While public and private transport might be reasonable options, having a car is a convenience that most people prefer to have. However, not everyone can afford a new or used car. Even if you have the necessary finances you might have a difficult time getting approved for a car loan because of your bad credit situation.
Our application and approval process has been designed to help you get the auto financing you need as quickly as possible. Whether you're looking for a first-time car loan or upgrading to a newer model, at Birchwood Credit Solutions we give you the freedom to borrow for the car you want within your budget.
Reviews (9)
Desiree Ducharme
Desiree Ducharme
Jan 17, 2022
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Positive: Professionalism, Quality, Responsiveness, Value
Dealt with Palvinder who was very professional and friendly. He explained all my options to me in full and made me feel very comfortable. Would definitely recommend to anyone! Will return ☺️
Devin Rempel
Devin Rempel
Jan 17, 2022
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Positive: Professionalism, Value
Met with Pal today to find a vehicle. He is very helpful and very professional with a friendly attitude! Such a great experience finding the right car for me! Would definitely recommend speaking with him for anyone looking for a new vehicle!
Cheyana Smith
Cheyana Smith
Dec 21, 2021
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I had such a great experience with Pal at Birchwood!! He helped me find the perfect vehicle! He was very helpful and so kind! Thank you again for all of your help!!
Erika DeBruyne
Erika DeBruyne
Dec 18, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
They are just so amazing, they made me feel heard. Not once was I treated as less than because my credit wasn't great. Bryan, at Birchwood Credit on Chevrier was really friendly, professional and so helpful. Not to mention fast, I called on a Thursday and on Saturday I had a new vehicle. I highly recommend these folks.
Stephanie Ford
Stephanie Ford
Nov 23, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
I went and got approved for a vehicle and palvinder was very helpful, friendly, polite. And I would recommend going there! Thank you again Palvinder and Brian!
Marie M.
Marie M.
Aug 09, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
My overall experience was very warm and friendly from Brian to his 2nd hand man. He answer a my questions, and helped me find a reliable vehicle again.
Justin Mitchell
Justin Mitchell
Jul 30, 2021
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Positive: Professionalism
Wonderful and professional service from all of the staff at Birchwood Credit! It was by far the most stress free car purchase I have experienced. Thanks again!
Dylan Plamondon
Dylan Plamondon
Jun 19, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Incredible experience! Bryan was amazing to deal with and handled the deal from front to back. I would highly recommend him and the establishment for your next purchase.
Chris Berner
Chris Berner
May 19, 2021
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Positive: Professionalism, Responsiveness
Staff was very informative, helpful, friendly and patient. Although selection is limited at this location they will check other Birchwood dealerships if needed. I would recommend this location and staff.