At Kardia, we believe that the financial services industry should not be solely focused on dollars, but on helping people truly get to the heart of their financial goals and reach personal fulfillment in life. We are focused on more than your financial success. We care about your overall wellbeing.

You are our priority. We take the time to get to know you, which helps us understand your needs and get you the right mortgage plan for your unique situation. We want you to leave us happy, and more knowledgable. Our team provides you with the education you need to make informed decisions toward your financial future, starting with your mortgage.

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Services

First-Time Home Buyers Report

Buying your first home can be an overwhelming experience. With so many factors to consider the task can be daunting, but it doesn't have to be. We have been helping many people attain their goals of homeownership - even when they didn't think it was possible for them. We have helped many first time home buyers in Canada get fantastic mortgages, but there's more to it than that.

Mortgages For The Self-Employed Report

Being self-employed offers many advantages, but can make it more difficult to apply for mortgages in Canada. This, however, should not deter you from achieving your homeownership goals. As your preferred Canada mortgage expert, we will guide you through the process and we will find the best mortgage rates in Canada that are a perfect fit for your unique lifestyle.

Mortgage Renewals Report

Is it time for your mortgage renewal? We helped hundreds of people renew their Canada mortgages - get the advice and great rates you need! When the time comes to renew your mortgage, following the herd is not good practice. Instead, it's the ideal time to get in on excellent opportunities for better rates and flexibility.

Zero Down Payment Report

With excellent credit and stable income, your interest rate will be fully discounted. Our Enhanced Zero-Down Flexible Payment mortgage programs allow a first-time or multiple-time home buyer to purchase a home and own it outright with a standard mortgage at today prices. Don't fit in this category?

New to Canada Report

Kardia Mortgage is one of Canada's top Mortgage Brokers because we understand that moving to a new country can be daunting, and we want to help you settle into your new home. As a newcomer, it's difficult to know how to apply for a mortgage in Canada. You may be unfamiliar with our rules and regulations surrounding mortgages, but we are here to help.

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