Sandy, President & franchise owner of The Mortgage Centre - Island Properties purchased the company in 2009 and has added her experience and knowledge to create a superb team of talented and experienced mortgage brokers who adhere to the company philosophy of client service excellence.
Our team of qualified mortgage brokers provides professional, hands-on knowledge in all types of mortgage financing solutions including residential, builder, commercial & private mortgages.We are always committed to fast, professional and personalized service to help you understand & feel at ease throughout the mortgage financing process.
Our team of qualified mortgage brokers provides professional, hands-on knowledge in all types of mortgage financing solutions including residential, builder, commercial & private mortgages.We are always committed to fast, professional and personalized service to help you understand & feel at ease throughout the mortgage financing process.
Services
We work for you, not the lender! When you deal directly with a bank or a financial institution, whose interests do you think they're looking out for? When you deal with a Mortgage Specialist from The Mortgage Centre - Island Properties, we have only one interest in mind, YOURS!. Our mortgage professionals will save you money!
How much of a down-payment do I need to qualify? Conventional mortgage - 20% or more of the determined home value. High - Ratio Mortgage - Also known as an "insured mortgage" (with CMHC, Genworth or Canada Guaranty) for up to 95% of the determined home value. A fee is added to the mortgage amount. How much income do I need to qualify?
The mortgage industry seems to come with its own set of buzzwords, phrases and language. Here are some common terms you will hear when discussing a mortgage but feel free to let The Mortgage Centre - Island Properties help you sort your way through the mortgage maze. The period of time it takes to pay off your mortgage in full.
There are many types of mortgages available in the marketplace today. Let The Mortgage Centre - Island Properties help you determine the best option for you. A closed mortgage may not be paid off during the term without penalty. The interest rate is set for a pre-determined period, i.e., 1 - 10 years.
The Mortgage Centre - Island Properties is proud to offer some fantastic calculators to help you sort through some different scenarios and see how you can maximize the benefits of your mortgage and determine where your finances will allow you to go. Of course you should always get in touch with the great staff at The Mortgage Centre - Island Properties to discuss your specific needs.
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