Wise Victoria Mortgages
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Wise Victoria Mortgages
With decades of experience, our mission is to help you find the mortgage solution that fits your needs and budget. I/we warrant and confirm that the information given in the mortgage application form is true and correct and I/we understand that it is being collected and will be used to determine my/our credit responsibility.

You are authorised to obtain any information you may require for these purposes from other sources (including, for example, credit reporting agencies) and each such source is hereby authorised to provide you with such information.
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Our strong and diverse team is what sets us apart in the mortgage industry. We support each other personally and professionally, and operate in a truly collaborative environment. We love to share and develop new knowledge and constantly are discussing options and financing strategies to make sure we come up with the best solution for each client.
Wise Victoria Mortgages is an independent mortgage brokerage not tied to any specific financial institution. We have several decades of experience and the knowledge required to provide you with sound financial advice related to your real estate. With access to a multitude of mortgage products available on the market today, we work on your behalf to provide you with the financing suited to your unique situation.
Our beautiful building, at the corner of Catherine and Dundas streets in Vic West, was built in 1920 originally as a branch bank of the Royal Bank of Canada. The property was purchased for $2,800 and the construction of the building cost a total of $20,500. The manager occupied the upstairs quarters and heat was supplied by a coal furnace, attended to by the staff.
We used Valerie's services to buy our house. What we liked the most from her is, first of all, her friendly demeanour & her patience to explain to us the process of borrowing money & becoming home owners. Her extensive knowledge on all the different financial institutions was more than helpful as well.
Reviews (11)
Abba Idris Ibrahim
Abba Idris Ibrahim
Dec 30, 2021
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FOREX INVESTMENT I never believed my life will change in such a manner, i saw a review on a page about MRS CHARLOTTE WAYNE and before then i have never risk money doing anything online with anybody because i think i was so wise and never want to be cheated, but when i contacted her and she explained everything to me concerning trading and the profit i can make within a week i was convinced to give a trial and why i risked to invest 500$ was because i don't need to send her the money but to create and fund my trading account all by myself and give her the access to manage my trading account and
Brody Brubacher
Brody Brubacher
May 27, 2021
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10/10 will recommend to anyone looking to secure a mortgage!!! I went to Wise Mortgages for help with only weeks until my closing date, feeling frantic and worried as a previous mortgage specialist from another company had left me high and dry. The Team at Wise was amazingly helpful, knowledgeable and professional. They immediately took control of my situation and acted quickly to secure me an amazing mortgage with a good lender. I came to them very last minute in my buying process and they amazed me at how quickly they were able to make everything happen. Val, Nick and Andrea were the three people
Bean
Bean
Jan 20, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
This team of professionals is outstanding! They go above and beyond for their clients and are honest and reliable. We are always impressed by their commitment to their clients. We have been going here for a few years now and have always received great service. Highly recommend if you are looking to obtain a mortgage.
Tristan Hughes
Tristan Hughes
Nov 09, 2020
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Positive: Professionalism, Quality, Responsiveness, Value
Nick was knowledgeable and friendly, walked through the whole process with me, and was available to answer questions before and after I purchased my home. He got me a excellent mortgage rate with a good lender. I'm very satisfied with my experience, and would recommend Wise Mortgages to anyone who wants to buy a home.
Deborah Bowman
Deborah Bowman
Nov 09, 2020
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Positive: Professionalism, Quality, Responsiveness, Value
Best Mortgage Brokerage in Victoria! Val, Nick and Adriana are very knowledgeable, responsive and true mortgage experts. We've been clients for a number of years and they have helped us immensely! Highly recommend Wise Mortgages.
Jacob Szczawinski
Jacob Szczawinski
Aug 02, 2020
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Wise Victoria Mortgages helped me get a rate significantly lower than I found elsewhere which will save me thousands of dollars over the mortgages term and offered personalized service to suit my needs for buying my first home. Nick also helped me find a realtor that was the right fit for me and answered any questions that I had at all times of the day and night about buying a home; mortgage related or not.
In addition to helping me find the best rate, Nick also was able to get me access to significantly more money than I was offered at the big banks and local credit unions which allowed me to
David P. Smith
David P. Smith
Jul 17, 2020
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Val helped us get a mortgage for our first house in 1996 when we weren't exactly enticing clients for lenders. She's savvy, she's smart, she's sharp, and she knows her stuff. She has a great network of other professionals that will help ease you painlessly through the mortgage and house-buying process. We have been dealing with Val and Nick at Wise Victoria Mortgages for over 20 years and have referred countless friends and associates there who consistently report back their positive experiences.
Gina Conte
Gina Conte
Jun 14, 2020
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Nick was extremely knowledgeable, helpful and attentive. We came to him in a tough situation on a major time crunch and he worked quickly and diligently to help us. He was an excellent communicator and kept us well informed every step of the way. He is also a very kind person. We were very impressed! I would highly recommend working with Nick to find your mortgage!
Rossen Tzatchev
Rossen Tzatchev
Oct 27, 2019
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We would like to acknowledge Wise Victoria Mortgages for their exceptional service. They are a team of highly qualified and experienced professionals who provide a personalized service to their clients and make the impossible happen. Nick and his team go out of their way to ensure their clients are in a great position to receive financing. They helped us buy a great home for our family and we can never thank them enough.
Paul Jung
Paul Jung
Jun 03, 2019
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I was impressed with Nick's knowledge of mortgage rules and had the ability to find the most competitive rates and products to meet our needs. Beyond his experience we found him professional and efficient and understanding of our position as consumers. I would absolutely recommend him and his team the combination of competitiveness, expertise, practicality, and customer support in unmatched.
Hellen Diaz
Hellen Diaz
Jan 27, 2016
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My fiancé and I were not easy clients. The unique mix of our financial, credit and employment situation made the mortgage process difficult. We also had high expectations for our first home. After two years of highs and lows, Nick worked his magic and we were able to purchase the home of our dreams. Nick’s extensive knowledge of both the mortgage and real estate industry enables him to provide a unique and valuable perspective to his clients. He is incredibly intuitive to his client’s needs and will go the extra mile to ensure they are happy. We are so grateful to have had Nick on our team