Andrew helped my husband and I purchase our first home! He was very attentive and great at explaining our options and helped us get a great rate. We had a lot of questions and he always responded quickly and thoroughly. I definitely recommend the team at Victoria's Best Mortgage and will be using them in the future!
Thanks again, Andrew! I had a superb experience in dealing with Andrew Libera he is a true professional, very knowledgeable, relaxed, honest, courteous, great listener/adviser, prompt at returning calls/e-mails he's got everything you're looking when trying to find a Great Mortgage Broker! I would be happy to recommend him to any family member or friend of mine without hesitation.
Thanks again, Andrew! I had a superb experience in dealing with Andrew Libera he is a true professional, very knowledgeable, relaxed, honest, courteous, great listener/adviser, prompt at returning calls/e-mails he's got everything you're looking when trying to find a Great Mortgage Broker! I would be happy to recommend him to any family member or friend of mine without hesitation.
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As a first time buyer it was nice to have someone take the time to explain all of the options in the market today. Andrew provides some critical insights into the protection of your down payment equity. These are things that my bank could not explain. I highly recommend that new buyers talk to Andrew before they make a decision.
Use our Mortgage Affordability Calculator to determine how much you qualify for under the new 2021 national Mortgage Stress-Test Guidelines. Now to get your Maximum PURCHASE PRICE Simply Add your Down Payment to the Maximum Mortgage amount above.
Keep in mind that you will need some funds available for closing costs which are not included in the mortgage amount and may include things like, Property Transfer Tax, Legal Fees, Title Insurance, Home Insurance, Net Strata Fees, Net Property Taxes, Net Utilities and others.The key aspect of the mortgage affordability calculator is the calculation of your post-funding Debt Service Ratios.
Keep in mind that you will need some funds available for closing costs which are not included in the mortgage amount and may include things like, Property Transfer Tax, Legal Fees, Title Insurance, Home Insurance, Net Strata Fees, Net Property Taxes, Net Utilities and others.The key aspect of the mortgage affordability calculator is the calculation of your post-funding Debt Service Ratios.
Here you will Victoria, BC and Canadian mortgage trends, news and information. We are your Mortgage Broker Victoria, so please feel free to contact us for any more details on the ever-changing mortgage market. Whether you are a first time buyer, a business owner or a sophisticated investor we have a wide range of quality products available to ensure you get the ideal mortgage product for your unique goals and financial situation.
As a first time buyer it was nice to have someone take the time to explain all of the options in the market today. Andrew provides some critical insights into the protection of your down payment equity. These are things that my bank could not explain. I highly recommend that new buyers talk to Andrew before they make a decision.
Andrew provided top notch service. We were first home buyers and he went above and beyond the call to explain and make sure everything was crystal clear and easily understood. The myriad of forms and requests were handled quickly and courteously, more than once coming to our home in person to pick up or deliver documents.
Reviews (10)
Alexa Brooks
Oct 09, 2018
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Tiff Middlebrook
Aug 24, 2017
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Andrew helped my husband and I purchase our first home! He was very attentive and great at explaining our options and helped us get a great rate. We had a lot of questions and he always responded quickly and thoroughly. I definitely recommend the team at Victoria's Best Mortgage and will be using them in the future! Thanks again, Andrew!
Ally Reid
Jan 25, 2017
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I had an excellent experience getting my mortgage through Andrew LIbera at Victoria’s Best Mortgage.
Andrew very quickly understood my particular circumstances (whew), and therefore he was able to identify the best mortgage plan for me.
Then he found the lender and made it happen!
This translates into excellent long term planning for me.
I feel as though I can breathe financially. Plus I know I got the best rate.
He did exactly what he said he would do, & was always quick to answer my emails and phone calls.
He helped me through what could have been a very stressful time, and instead he
Andrew very quickly understood my particular circumstances (whew), and therefore he was able to identify the best mortgage plan for me.
Then he found the lender and made it happen!
This translates into excellent long term planning for me.
I feel as though I can breathe financially. Plus I know I got the best rate.
He did exactly what he said he would do, & was always quick to answer my emails and phone calls.
He helped me through what could have been a very stressful time, and instead he
Justin Dubois
Jan 04, 2017
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Dealing with Andrew at Victoria Best Mortgage was a great experience. He was always quick to answer any emails and always returned calls immediately which was a great change after always being frustrated dealing with big banks for a mortgage. I will use this company for all my mortgage needs in the future, no need for big banks, thanks Andrew!
George Tuff
Sep 25, 2016
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I had a superb experience in dealing with Andrew Libera he is a true professional, very knowledgeable, relaxed, honest, courteous, great listener/adviser, prompt at returning calls/e-mails he's got everything you're looking when trying to find a Great Mortgage Broker! I would be happy to recommend him to any family member or friend of mine without hesitation. Look no further you've found your Broker!
Kirsi Lupton
Oct 23, 2015
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We had a great experience with Andrew Libera from this mortgage brokerage firm. His dealings with us were prompt, efficient, and clear. All our questions were answered immediately and thoroughly, and we felt confident that he provided us with the best rate that was currently available. His service was impeccable - he was available according to our schedule and he went out of his way to meet us at our home. It was a great experience, and we would absolutely recommended Andrew to anyone.
Kevin House
Aug 26, 2015
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Andrew provided top notch service. We were first home buyers and he went above and beyond the call to explain and make sure everything was crystal clear and easily understood. The myriad of forms and requests were handled quickly and courteously, more than once coming to our home in person to pick up or deliver documents. We wouldn't hesitate to recommend Andrew to anyone searching for personal service with a very approachable and knowledgeable background. We literally wouldn't have gotten our new home without him.
Jannine Murray
Aug 08, 2015
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Andrew is a very knowledgeable mortgage broker here in Victoria. I highly recommend Andrew and his team! They are available seven days a week and late in the evenings which is important for me as I run my own personal training and fitness bootcamp business. Thank you Andrew for being so fantastic with your top notch service, you are truly a professional!
Ranjit Aheer
Jun 25, 2015
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Adam Price
Jun 24, 2015
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