Having access to more lenders and products lets us better serve our mortgage clients. Your bank or credit union has only its own mortgage products and mortgage rates to offer. As a licensed mortgage advisor, I have access to mortgage rates and products from over 40 Mortgage Lenders. I match the right mortgage rate, lender, and product with your needs.
Whether you're a first time home buyer, a self-employed professional, new to Canada, renewing your mortgage, refinancing, buying a vacation or rental property, or just looking for ways to pay off your mortgage earlier, I work to find the right lender and mortgage product for you. Residential mortgage brokers are paid by the mortgage lender, except in cases in which private or commercial financing arrangements are made.
Whether you're a first time home buyer, a self-employed professional, new to Canada, renewing your mortgage, refinancing, buying a vacation or rental property, or just looking for ways to pay off your mortgage earlier, I work to find the right lender and mortgage product for you. Residential mortgage brokers are paid by the mortgage lender, except in cases in which private or commercial financing arrangements are made.
Services
I have been a mortgage broker since I successfully completed the education requirements at UBC in 2005, and I have been fortunate to work at Select Mortgage since then, which I feel is one of the best mortgage broker houses in BC. I graduated from Claremont High School in Victoria, and I have lived in Ontario, the Yukon, and BC.
Select Mortgage has relationships with many lenders which gives me access to a variety of of rate specials and products. Where we place a mortgage depends not just on rate, but on the type of mortgage that will best meed the client's specific needs. Mortgage programs have changed a lot over the last few years and so shopping for a mortgage, especially if you have specific needs, can be frustrating.
As a first-time home buyer in BC, there are opportunities available only to you that are unavailable to repeat purchasers. The Province of BC offers Property Purchase Tax exemptions for first time buyers of qualifying properties. The Canadian Government also encourages home ownership through a RRSP withdrawal program to help first-time buyers access down payment funds.
Your home is where you raised your family and built your memories. When something means this much to you, it can be hard to think about the financial challenges of staying in the family home. But challenges do exist for many Canadians.
Reverse mortgages sound scare to some, but when you have the facts, it is clear that it is an excellent option that allows you to stay in your home (or another "right size" home) while preserving the ability of your real estate to appreciate.When you consider the investment side alone, staying in a single family home versus a condo allows you to stay in the real estate market in a significant way.
Reverse mortgages sound scare to some, but when you have the facts, it is clear that it is an excellent option that allows you to stay in your home (or another "right size" home) while preserving the ability of your real estate to appreciate.When you consider the investment side alone, staying in a single family home versus a condo allows you to stay in the real estate market in a significant way.
Let the me do your research for you and we will let you know which mortgage lender has the best mortgage options and rates for you. Some mortgage lenders will guarantee a renewal interest rate for up to 120 days before your renewal date. I arrange most residential renewals at no cost to the borrower, so there is nothing to lose and your money to be saved.
Reviews (1)
Kerry Matz
Jul 13, 2020
Report
