Jennifer Harder
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Jennifer Harder
Hi, my name is Jennifer, a Mortgage Broker in Victoria BC. I can help you find perfect mortgage with one of my 60+ lenders and set you up for financial success. If you're ready to get started or just need advice on what to do next, I'm here to help. The best part of my job is getting to interact with amazing people and solve interesting challenges.

Jennifer did an exceptional job arranging my mortgage. She responded so fast, got me an amazing rate and explained my options in a way that made sense. I'd 100% recommend her to anybody. I was doing some fact finding and Jennifer went above and beyond for me. She got back to me immediately and connected me with all the right people.
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My start as a mortgage broker can all be traced back in 2008. I had a rental property in Langley, and the mortgage was with a local credit union, a company I'd been banking with for about 20 years. I assumed (navely, I suppose) that they'd take care of me because I was such a loyal client. The time came where I needed to refinance and take out some equity, and the credit union charged me a penalty of just under $10,000 on a $170,000 mortgage.
I would love to help you explore your options for pre-approval in Victoria, BC so that you can make an offer on your dream home as quickly as possible. Buying a home will almost always be a complicated process, but there are a few simple steps that you can take to ensure that this major financial decision goes as smoothly as possible.
Renewing your mortgage will provide you with an excellent opportunity to improve your rates or alter your monthly payments. Following the initial term for your mortgage, you could still owe quite a bit of money on your home, and that is when you will need to consider a mortgage renewal in Victoria, BC.
Want to consolidate debt, cut your interest rate or simply switch lenders, refinancing might be a good option. Contact me today to discuss your options! If your mortgage payments are no longer manageable or you would like to consolidate your debts, then it might be time to consider refinancing your mortgage.
If you have been considering some type of equity loan or line of credit, call me today to learn more about all of the mortgage products that are available to you. If you have built up quite a bit of equity in your home and are in need of a lump sum of money, then you might want to consider an equity takeout in Victoria, BC.
Reviews (8)
Daryl Toombs Peacock
Daryl Toombs Peacock
Dec 21, 2020
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I appreciated the time and energy Jennifer extended to all my inquiries regarding financial assistance. She was thorough, extremely patient, and took the time to explain the pros and cons. I will certainly continue to use Jennifer when I require financial advice. I would highly recommend her expertise. Thank you, Jennifer.
Danica Pea
Danica Pea
Oct 28, 2020
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Jennifer was professional and prompt, and very helpful for all our first-time buyer questions! Would highly recommend!
Sam Ogawa
Sam Ogawa
Sep 09, 2020
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Jennifer was so helpful She help me like a family member and also very professionally. Always answer me anytime, even it was very late evening!
Benji Geddes
Benji Geddes
Jun 17, 2020
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When i went looking for a new mortgage broker, i ended up meeting with alot of mortgage clerks.
There is a difference between a clerk and a broker.
- Simply, a true broker is a human that works well with other people and works for the client. A clerk is working for their commisions and likely bonuses from a bank.
This was the real difference i… experienced whilst working with Jennifer on my financing situation. I needed a creative broker whom could see the light at the end of the tunnel before i could.
That is exactly what i got. Jennifer is simply a magician whom can see the light at the
Hannah Clarkson
Hannah Clarkson
Nov 27, 2019
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I spoke with Jennifer on multiple occasions. She was very polite and reassuring when dealing with any insecurities a buyer may have when obtaining a mortgage. In the end she was able to secure some great interest rates that were available to my husband and I. Highly recommended !!
Anthony Fernandez
Anthony Fernandez
Nov 09, 2019
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Jennifer was a pleasure to work with: knowledgeable, responsive and friendly. I would definitely use her services again.
My wife and I were looking for a lender for our first house purchase and Jennifer helped us secure the best rate and overall package.
Don McAra
Don McAra
Oct 10, 2019
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I highly recommend ennifer Harder. She helped me find the best mortgage rate. She was professional and kept me updated from the application to closing.
Diane Prowse
Diane Prowse
Sep 27, 2019
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We were trying to renew a mortgage for our daughter's townhouse and there were some financial difficulties that made this a bit more difficult. Jennifer worked tirelessly to try to secure a mortgage for the townhouse at the best possible rate and although she could not overcome some of the hurdles for my daughter's renewal, I would highly recommend Jennifer to assist you to help secure a mortgage or to renew a mortgage. I feel bad because she worked so hard, but the lenders wouldn't budge of their position.